The majority of employers in Pennsylvania are required to carry workers'
compensation insurance. This insurance serves a specific purpose and that
is to reimburse employees for expenses that come up after they are
injured at work. Workers' compensation benefits offer a variety of different types
of recovery based upon the circumstances of the accident and the resulting injury.
In certain situations the injured worker may be entitled specific loss
benefits. Specific loss benefits are available when the work-related injury
results in permanent injuries such as the loss of fingers, hands, limbs,
hearing, sight or other body parts or bodily functions. A Pennsylvania
man may be able to recover specific loss benefits after he was recently
injured on the job at a food distributor.
The 33-year-old man is an employee of a dairy distributor called Readington
Farms. He was in the process of cleaning an overhead track that transports
cases of milk through the plant. Although the track was not on while he
was cleaning it, two of the man's fingers were severed in an accident.
Emergency crews were called and the man was conscious upon their arrival.
They found his severed fingers and packed them in ice while he was transported
to a nearby trauma center. Health professionals are hoping that the man's
fingers will be successfully re-attached to his hand. If they are not
able to re-attach the fingers, the many may be able to file a claim for
specific loss workers' compensation benefits.
In addition to specific loss benefits, the other types of workers'
compensation benefits that may be available to injured employees include
compensation for medical expenses, lost wages for time spent away from
work as a result of the injury and, when applicable, death benefits.
Source: The Times New Jersey, "Man's fingers severed in accident at Readington Farms food plant," Renee Kiriluk-Hill, March 22, 2013