A Pennsylvania employee is injured after a workplace explosion. The accident
happened at an excavating business around 3:30 PM. According to accident
reports, there were numerous tanks in the workshop that held an unknown
chemical. It is not clear at this point what started the fire but something
exploded in the workshop which led to a fire. The explosion caused an
employee to suffer a head injury and the fire took approximately three
hours to extinguish.
When an employee is injured at work like the employee in the recent accident,
the employee is often entitled to
workers' compensation benefits. Employers are required to do what is necessary to maintain a safe workplace
for their employees. However, even when an employer does everything that
is humanly possible, accidents still happen. For this very reason employers
carry workers' compensation insurance which assists them in paying
compensation to employees who are suffering from a work-related injury.
When an employee is injured on the job, the compensation to which they
are entitled to usually varies depending upon the circumstances surrounding
the accident and the nature of their injuries. The most common benefits
an injured employee will receive are medical expenses and lost wages.
The compensation for medical expenses covers items such as prescription
medicine, physician and clinic visits, hospital stays and health care
equipment. In addition, under Pennsylvania law when an employee is injured,
an employer is allowed to give that employee a list of up to six doctors
that they can choose from to see for their treatment. The employee must
see one of these doctors for the first 90 days of their treatment.
The compensation for lost wages provides financial support to an employee
if they are forced to spend time away from work while they recover from
their injuries. In addition, if the injured has left the employee unable
to obtain a job with the same level of compensation, these benefits will
provide that additional compensation.
The other less-common forms of workers' compensation benefits include
specific loss benefits and death benefits. Specific loss benefits may
be recovered if the injury results in loss of function of a body part
or loss of a body part altogether. Death benefits can be recovered by
the family in the very tragic instances where an employee is fatally injured
on the job.
Source: The Republic, "Explosion, fire at excavating company in central Pa.
injures 1 employee, 1 firefighter," Feb. 1, 2013